Recession Proof Ways For Kids to Make Money

Posted on March 31, 2010 by admin

Children and teens have little understanding in many cases as to hew bad our economy has gotten or what that really even means. Like many of us your kids will likely get to a certain age at which they begin to become more interested in money and how they can make their own but these days there may not be many jobs out there for them due to the high unemployment rate. Many of the positions that used to be taken on by eager teenagers are being filled by adults who either lost their good jobs or just needed an extra income to make ends meet. But there are a few ways to make money that are fairly recession proof and suitable for the younger generation as well.

One great way for youngsters to earn a few bucks is by filling out online surveys. Parents should help children to locate legit sites that they won’t waste their time on though because there are many scam artists out there and the internet and your children are prime pickings for their easy way out. Remembering that no survey site that is legit should ask you or your child for money to be sent to them is one way to ensure that you are not getting involved with a scam. Also, you can find a lot of useful information about a company by Googling their name as well. Often if someone has been scammed by a company you can find out pretty quick by searching their name. Although surveys may not pay out a ton of money, maybe $1 – $5 per survey they are a great way for children and teens to earn a little extra cash for themselves.

Another great way for teens to earn money is to start a neighborhood dog walking business. This is another recession proof way to earn money and actually may even grow due to the recession and the fact that pet owners are finding themselves having to work more hours than they did when they decided to get a pet. Teenagers who are interested in becoming a dog walker don’t have to come up with any money to start their business and they can take on as much work as they want. This is also great because it can be done either before or after school and basically on a time frame that they are comfortable with. This way you child won’t be giving up their childhood in place of earning a few extra bucks.

Finally, another great way for kids to earn money is with a blog. Many computer age kids are finding themselves doing this today and it is much easier than many realize. A child or teen can simply come up with a keyword relating to a topic they enjoy and start a free blog in which they can write posts about the topic. The more quality posts that they come up with the more traffic to their site which can lead to making a little extra cash.

With these few ideas you can be confidant that when your child asks how he or she can earn some money that you have a recession proof solution for them.

By: Matt Hosty

About the Author:

Matt Hosty is the head writer at the Blissful Spa. Read some of his articles about condolences gift baskets. For more information visit here.

Conference Calls – Help Your Business Beat the Recession

Posted on March 30, 2010 by admin

At a time when the world is deep in recession, businesses are looking for ways to save money to avoid job losses or closure. One way in which businesses are combating the recession is by swapping face to face meetings for phone conferencing

Phone conference services have a lot of advantages over face to face meetings, for a start flying to another country for a 1 hour meeting which could easily be done over a conference call seems madness, but it is a luxury most companies indulged in before the recession.
When you look at the cost difference between the two, there is a clear winner. Face to face meetings require travel, meeting space and often accommodation where as phone conferences require not much more than the price of a phone call.

A majority of companies cannot afford to splash out on equipment to host telephone conferences in house, so there has been a rise in outsourcing to third party companies. These conference call providers sometimes charge small monthly fees on top of your phone bill charges, but there has also been a rise in third parties offering free conference calls to businesses while using the same technologies.

Free conference calls only require participants to pay their own phone charge while keeping the same quality of service as pay monthly providers and often able to compete with those hosted in house. This makes outsourcing phone conferencing the most valid option for businesses today, often saving

Top 10 Franchises For a Recession

Posted on March 26, 2010 by admin

Recession is one of those accursed words that by mere utterance can raise the arm hair of both politicians and businessmen, and these days in the US, there is certainly a lot of arm hair standing upright. Between major bank buyouts and bull market bailouts, recession has lately become the buzzword troubling the nation.

Though it’s certainly good to plan ahead for potential rainy days, sometimes worrying about the economy can frighten people out of committing to the very actions that would help them in the midst of economic troubles. For instance, a person may choose not to start a franchise business only because of a perceived threat in the face of recession. However, recession is not necessarily bad for business; in fact, some industries have no problem weathering recession because their services are necessity, not luxury. Here are several franchises that you can purchase without recession fears.

1. Great Harvest Bread

By their own confession, Great Harvest Bread franchisors, franchisees, and employees love making a good loaf of whole wheat bread and bring a joyful addition to their communities, and during an economic crunch, food and smiles are two essentials for survival. With three full weeks of training at bakeries across the country and in the central headquarters, franchisees learn everything they need to know about baking and getting a business through hardship.

2. Health Career Agents

Two factors make this a good franchise opportunity in the midst of recession. First, the healthcare market is in constant demand, because regardless of economic conditions, people always get sick and injured and need assistance. Second, perhaps in spite of this recession, the healthcare industry can’t fill empty positions fast enough to address the medical needs of America adequately. As a recruiter, a Health Career Agents franchisee hits two birds with one stone by matching health professionals with the employers that need them.

3. EMT USA

Another opportunity in the healthcare industry, EMT USA addresses the transportation needs of non-emergency clients in wheelchairs and those with other mobility issues. It’s a business built on caring for others and making a positive impact on the community, and with a self-sustained maintenance shop and all its own vehicles, the cost is much less than similar companies, making it more accessible than many.

4. Sylvan Learning Center

Another field that recession can’t touch is education, and though in most cases that refers to schools, other branches of the industry have a resistance to economic shifts as well. Sylvan Learning Center is a well established power in the tutoring industry, with 30 years of experience and 1200 centers currently in operation that make it obvious why they were named Success Magazine’s #1 Franchise in 2000. Even in economic decline, people want the best education for their children, and this is where they can get that.

5. 911 Driving School

As many high schools stop providing behind-the-wheel training for their Driver’s Ed students, the demand for outside driver’s training for teens increases, and because it’s a prerequisite for getting a license (something that kids and parents want), there is no foreseeable decrease in demand. Hiring only seasoned police veterans as trainers, this franchise is more equipped than anyone to serve the educational needs of teens and adults alike.

6. House Doctors Handyman Service

The day that a recession can stop homes from falling into disrepair is one that most homeowners would appreciate. The fact is that houses need fixing in good economic weather and bad, so the need for handymen is always there. Whether you want to be in the field with a hammer or simply be at your desk, managing your employees from afar, House Doctors Handyman Service has a business model that will adapt to fit the needs of your home business desires.

7. American Ramp Systems

On a more specific side of home repair, American Ramp Systems helps those bound to wheelchairs and other mobility aids by constructing custom ramps to their homes. Listed as one of the 50 fastest growing franchises by Entrepreneur Magazine, this work from home business is addressing the needs of 20 million Americans, a population that will only grow, as an estimated 20% of America will be over the age of 85 by 2010.

8. HomeVestors

It may sound odd to include a real estate home based business in a list of recession-resistant businesses, but this one makes a lot of sense. Franchisees are taught how to find people who are trying to sell their homes quickly in extenuating circumstances like the death of a relative or impending foreclosure. With the housing market not at peak performance these days, it’s not a bad time to look into providing people with this service.

9. XLOS

With housing prices down, the economy not looking too hot, and personal credit card indebtedness at an all-time high in our country, demand in the debt settlement industry is as great as it’s ever been. Virtually everyone around you is a potential client, and with the training XLOS can provide, there is an unlimited earning potential for anyone willing to take on the challenge.

10. Cash Plus Check Cashing

50% of America lives paycheck to paycheck, and as the belt tightens in response to recession, it becomes harder and harder for this half of our nation’s population to make each paycheck last as long as it has to. Since this company’s inception in 1984, it has become a recognized name in the payday loan industry by Entrepreneur Magazine, Success Magazine, and POV Magazine.

If you want to help yourself get through the recession by starting a franchise, just be wise about what industries you choose to look into. Be sure to focus your attention on necessary services, not luxurious ones. Though a recession certainly restricts the number of business opportunities, it doesn’t take away opportunity altogether, so if your savings account can handle it, keep your eyes peeled for the business for you.

By: Raymond Lawrence

About the Author:

Find more recession-resistant businesses including food franchises and healthcare franchises at Franchise Gator

Recession Tips For Restaurants and Bars

Posted on March 23, 2010 by admin

We are now in the midst of a global recession, and this is undoubtedly unwelcome news for anyone trying to run a business in the high street. But while life has become more difficult for all of us, there is no reason to expect complete disaster.

Looking back at past recessions it’s easy to get scared by the number of people who lost their jobs and the number of businesses that closed down. Looking past the shocking statistics, it is important to remember that over 90% of the workforce remained in work, and most businesses remained open.

Of course, customers are going to think twice before they part with their cash, but they will continue to live a fairly recognisable lifestyle – going out less, but still going out; shopping more frugally, but still shopping.

So, here are six tips for restaurants, bars, and other high street businesses to take on the recession and come out the other side a winner:

1. Sell what people want – watch what people are buying, it will change. This is the most reliable indicator of what customers want so work harder at promoting these items.

2. Collect customer feedback. Use either formal or informal ways (from surveys to chatting to customers) to discover how your customers are dealing with the downturn in the economy and how your business could help them. Ask them how they are adjusting and what kinds of offers they would like to see.

3. Watch your competition – what’s working for them and can you copy it?

4. Cut unnecessary costs – is there anything your business is still spending money on that you don’t need any more? If you do still need them are there better value alternatives available? Speak to your suppliers and ask them how they can help you with pricing or payment terms.

5. Focus on service – make sure your employees understand the value of outstanding customer service at a time when customers are a precious commodity.

6. Remember your advertising and marketing – while your competitors are cutting back on advertising this is your chance to stand out from the crowd. According to a leading national newspaper: “In every recession of the past 90 years, independent studies show that the businesses who increase their marketing efforts are the ones who survive the tough times and thrive afterwards.”

By: Burak Alpar

About the Author:

Burak Alpar is Founder and CEO of AfterWorkDeals.com – helping bars and restaurants get customers from the internet and in through their door. Visit our website and learn how we can help you attract more customers today.

Receding Gums and Periodontal Gum Disease – 5 Ways to Reverse Gum Recession

Posted on March 20, 2010 by admin

If you have receding gums, then let’s face it — you are probably at some stage of periodontal disease. The most expensive option for a gum recession remedy is gum surgery. Many, however, do not want to incur the cost or suffer the pain. They are looking for some simple and cost-effective steps that you can take to actually promote healthy gums. Here are a few:

1. Brush, BUT do so gently and with soft bristles. Brushing is a good thing, right? It depends. It is true that too much of a good thing can be bad. Many people brush vigorously with hard or medium bristles. The result is that the gum line is scrubbed away. Additionally, mouth washes and toothpastes with harsh chemicals only exacerbate the situation since they can irritate gums.

2. Floss regularly and floss properly. Floss along the contour of the teeth in a c pattern. Be careful not to just pull the floss into the crevice then pull back out. If your gums bleed, that is a sign of gum disease and deep periodontal problems below the gum line. Do no let this stop you. It only shows all the more that you need to take serious care of your teeth and gums. Keep flossing. Try to floss after meals, when it counts most. You do not want food to be stuck in the gum line or between teeth.

3. Take vitamins and supplements and have good nutrition. Coenzyme Q10 (CoQ10) and Vitamin C are known to strengthen gums. Try to get most of your nutrients from whole foods. Cut back on sugars and make sure your floss and rinse after eating, especially sugary foods.

4. Make regular appoints with your dentist. Dentist can scrape away plaque that contributes to gum recession. They will be able to give an accurate assessment of your situation and make appropriate recommendations.

5. Kill Bacteria. This is probably the most important tips of the five. Bacteria are the root cause of periodontal disease. If you do not kill the bacteria and control it, then your gums will likely continue to recede. As mentioned, dentist will assist by scraping away plaque on the teeth. There needs to be, however, a constant war waged against bacteria. Unfortunately, some remedies promise to do this, but contain ingredients that may do harm to the gum tissue in the process. Furthermore, they are washed away and do not deal with bacteria where it is deeply entrenched — in the crevices of the gums and teeth.

Some have found that 100% natural botanical oils are effective at killing bacteria in those hard-to-reach areas. The oils do not wash away as easily. At the end of the day, the goal should be this: kill bacteria where it counts. When you stop bacteria, you stop receding gums.

Now that you have this information, it is time to put these tips into practice and begin the battle against periodontal gum disease and reverse gum recession.

By: Michael Cuneo

About the Author:

Michael Cuneo is an enthusiastic researcher of natural health products. He has researched natural dental care products and has found one that effectively helps repair receding gums. To learn how to reverse receding gums please visit http://www.stoprecedinggums.com

5 Smart Ways to Survive a Recession

Posted on March 17, 2010 by admin

As you know, we have been experiencing one of the most challenging times in our country’s history.

During the past few months, we’ve encountered a housing bubble, credit crisis, a bear market in stocks, significant increase in unemployment rate, continuous increase in commodities such as food and energy prices and more.

As a result of these problems, the government has taken serious action to stabilize the country’s economic condition to avoid another “Great Depression.” According to National Bureau of Economic Research, the country is not yet officially experiencing a recession. Despite what the experts say, we should still prepare in advance for any possibility and take the appropriate steps to protect ourselves.

Remember, recessions come and go. Based on previous records, a recession may last anywhere between 8-16 months. At the same time, no other economic crisis within the last 50 years has been compared to the “Great Depression.” What does this mean for you and what should you do? First and foremost, do not worry and do panic. Not only will the economy eventually cycle back to a better condition, but you can still effectively prepare for what’s to come ahead.

Here are smart ways to help you survive a recession:

1. Spend wisely. Be sure to cut unnecessary spending. For example, if you usually buy coffee everyday, try to make coffee at home instead. You will be surprised on how much you will save. Tip: If you don’t need it, don’t buy it. Check Money Saving Tips for more ways on how to save significantly.

2. Pay-off your debt. If you can afford it, pay of all your credit card debts starting with the highest interest rates and be sure to avoid using the “plastic” unless for emergency situations. During a financial hardship, it becomes very tempting to use your credit cards but keep in mind that it won’t help you in the long-run. Also, keeping your balances low and credit cards open will act as an emergency line when and if needed. Tip: Pay off your balances from purchases made from previous years before making new ones.

3. Continue Investing. When the economy is down, money becomes tight and most people stop making IRA and 401k contributions. You may want to give it some serious thought before you stop making these contributions, especially if your employer matches what you put in. In fact, during a recession, savvy investors like Warren Buffet consider these conditions as the best time to invest. If you have extra cash available, it may be time for you to get expert financial advice from your financial advisor as stock prices have become very low. Tip: Invest wisely. Diversify your portfolio to lower your risks. As the popular saying goes ” Do not put your eggs in the same basket.”

4. Work harder. During a recession, the unemployment rate goes up because companies are not generating enough revenue for numerous reasons. As a result, they lay off employees to cut down on their biggest expense, salary wages. With this in mind, be sure to work even harder and be proactive. Work extra hard to prove to your employer that you are indispensable. Tip: If you’re scared of losing your job, make a back-up plan. Update your resume and start looking for a second job to be on the safe side.

5. Think long term. Based on statistics, recessions usually last for a period of 8-16 months. As mentioned earlier, this is not anything like we have seen since the “Great Depression.” When making any financial decisions, be sure to be very cautious and conservative. Tip: If you do not need the money immediately, you may consider not selling any of your investments as the prices have gone very low. Your financial advisor may tell you to hold on to it and consider selling when the market has significantly improved. This way you can get the most out of your investments.

By: Catharine Allado

About the Author:

Catharine Allado- Writes articles for http://www.ladolceliving.com a comprehensive online service helping seniors and baby boomers find FREE and RELIABLE information on health, senior care and more.

Recession – Panic Or Prayer?

Posted on March 15, 2010 by admin

Recession causes panic in the hearts of many, when there seems to be no solution in sight, and no one to look to for answers.

In a recession, who do people look to for help? Of course, they look to the government, but what can the government permanently do?

When a country is in recession, that country must trace back to where they had fallen, and then make amends.

So to whom should the country make amends? If the country is God fearing, and all of a sudden that country falls- then going back to scripture might not be a bad idea at all.

“Righteousness exalts a nation, but sin is a reproach to any people”, says the Holy Bible. It is righteousness that exalts a nation. Sin reproaches.

When a nation places God in a position other than first place, then that nation does not have the blessings of God’s divine good and protection.

The scriptural solution to a nation’s problems is repentance and turning to back to God.

The scripture says, “if my people, who are called by my name, shall humble themselves, pray, and seek my face, and turned from their wicked ways, then shall I hear from heaven, I will forgive their sins, and will heal their land. This is God’s promise to the nation who would do just that.

America needs to be healed.

America needs to get back to God.

America needs to turn from its wicked ways.

America needs to pray.

The scripture says that, the prayer of a righteous man avails much.

One shall put a thousand to flight, but two, ten thousand.

Only when America takes an inventory of itself, repent, and call on God, only then will the nation be healed.

Only God can permanently fix the financial state of our economy.

By: Anthony Arnasalam

About the Author:

Anthony Arnasalam is a Pastor, assisting in an assembly in Brooklyn, New York. He knows through the foundation of biblical teaching, that even in a recession, God will always provide for his people. Anthony also uses attraction marketing methods to attract prospects, and to build his network marketing business.

To learn of these methods, visit http://magneticsponsoringmethods.info

Debt Relief Help – How the Recession Has Helped Consumers Eliminate Unsecured Debt

Posted on March 11, 2010 by admin

For the first time in many years, usage of credit cards has come down. This means that the demand for goods and services has come down because of the recession. Further, it also means that the individuals have finally realizing that credit card issuers are not their best friends and credit cards are not free cash.

People are realizing that using credit cards for even small and minor expense often leads to increase in the balance to such an extent that they are completely unable to repay the same.

The recession has finally taught the individuals that going in for debt relief measures again and again does not make any sense until and unless they are prepared to become more disciplined as far as their finances are concerned.

There are many persons who are switching to the other extreme and who are completely rejecting the idea of using cards. There is no point in becoming overprotective as far as credit cards are concerned.

Instead, you should try and regulate the credit card usage. However, all your efforts to control your card debt problems will come to zero results if you do not bring your credit card debt under control.

You cannot repair your automobile engine when it is running at top gear, can you? It is obvious that you will have to shut the engine down and let it cool before you carry out maintenance or remedial activities.

This is where debt elimination enters the picture. The recession has help people understand that credit card debt will have to be brought down and it will have to be brought down immediately. This means that the card issuers will have to provide help.

Is it possible to get rid of your unsecured debt without any assistance from the lender? Sure. All you have to do is repay all your debts in full as early as possible.

Once this is done, you will have a lot of cash in hand as your income will stay in your hands. However, where are you going to go for all the cash?

That is the reason why you should approach your lenders and seek discount. A 50% discount will result in a drastic reduction in the total amount owed. Once this discount is in your hands, you just have to proceed and repay the debts as quickly as possible.

Borrowing $10,000 to repay a $20,000 loan will be a lot easier than trying to repay the entire amount. This change in approach of credit card issuers has taken place just because of the recession.

By: Vikram Iyer

About the Author:

If you are over $10k in unsecured debt it would be financially prudent for you to consider a debt settlement. There are organizations that exist called “Free Debt Relief Networks” that are a great place to start in locating legitimate debt settlement companies in your region. They provide free debt help and know where to locate the top performing debt settlement firms. To get free debt help check out the link below:

Free Debt Help.

Twelve Ways to Make Money (or Save It) During a Recession and Maybe Help Save the Planet Too

Posted on March 9, 2010 by admin

Stop buying bottled water. It takes 3 bottles of water to make one. If you are concerned about impurities in tap water, invest in a filter. For water on-the-go, get a stainless steel water bottle. Get a second job. Even watching a neighbor’s children a few hours a week could help. Make a list of your talents and interests you could charge for. You might knit, sew or crochet objects to sell at local farmer’s markets this summer. Buy everything you can second hand. The less we buy from foreign countries, the less oil THEY will use! Sell some stuff. Go on Craig’s list or e-bay (they are both quite easy to master) to list your articles for sale. Frequent estate sales. You can find some treasures to sell or for gifts. Write an e-book and set up a PayPal account (again, very easy to do). You can make money “while you sleep”! Call all your credit card companies and tell each one that you are going to keep only one card and that is the one with the lowest interest rate and then ask what their offer is. Learn to cook from scratch: It’s cheaper and far healthier. Walk. Some researchers have theorized that if Americans used just 10% less oil, gas prices would drop. It’s also much better for your health and well-being. Stop spending so much money on things you don’t need. Plant a garden. Compost for fertilizer. Get instructions for both online. Stop worrying and start acting. Worry just makes your situation worse. Taking positive steps makes positive things happen in your life.

By: Katherine Evans

About the Author:

Katherine Evans has the online tax preparation company: http://efile.123easytaxfiling.com It is a safe, secure and easy way to file your 1040, 1040A or 1040EZ as well as many state returns.

Business Ideas For Recession – Are You Still Lost?

Posted on March 8, 2010 by admin

During such adversity of global economy slowdown, a large number of people are looking for effective business ideas for the recession. To help in relieving your financial status during recession, internet offers legitimate home businesses that enable you to generate some extra earnings.

It has been seen that this money making opportunity is getting much more popular than before. And it makes sense as it is convenient and offers a decent income. In addition, it is your decision when and where to work.

Where should you start searching?

Honestly, there is nothing better than online discussion rooms when it comes to small business help. In this context, it is good to be informed that Warrior-Forum offers an outstanding strategy to help newbie. Hence, it is worthwhile to take the time to drop down by this forum to have an idea what the top 10 home based businesses are.

What would be the typical examples of business ideas for recession?

Indeed, there are different kinds of work from home jobs that you can find online. For example, form filling and online surveys are relatively new business ideas. Then, it will be easy for you to find a suitable project that may help you to earn extra money.

Though economy recession has influenced lives of many employees, there are still people who are enjoying a financial freedom via marketing small businesses. It has been often seen that normal people like you and me are earning serious money on autopilot by working online.

However, what would be the alternative in case you do not like making money on the internet?

During my online survey, I have realized that work at home moms prefer conventional businesses. Indeed, they like tasks that have nothing to do with computers, but can be accomplished at home. If it is your case, then why do not you go for stuffing envelopes, baby sitting, and selling cosmetic products?

Does it make sense to go for conventional work at home jobs?

Honestly, it does not make any sense at all to go for classical jobs. Why do not you go for making money on the internet? It is good know that traditional jobs may not be as convenient and fruitful as building an online business.

As a matter of fact, thinking of business ideas for recession is equivalent to thinking of an autopilot income. In this case, nothing is more preferred than having an online business, e.g. network marketing business, Google’s affiliate program, etc.

What should you consider before starting your online business?

If you like to start a business online, then you need to consider some significant aspects. The first factor is to determine the authenticity of the company you are dealing with. In this context, it is worthwhile to make sure that it is a reliable company. Till you are sure, do not offer any personal details on irrelevant pages and avoid any suspicious pop-ups.

Safety can be assured, if you do a small research on the site you are dealing with and determine its authenticity. However, do not panic as there are still numerous sites that have nothing to do with scamming and they do offer legitimate business opportunities.

To do this check the right way, you should install Google’s and Alexa’s toolbar. Then, it is your duty to check both of Google’s rank as well as Alexa’s rank. In case Google’s rank is 4 or above and Alexa’s rank is below 100000, then it is a good indication of good reputability.

Should you go for online business ideas for recession?

It would be a non-wise decision to skip this opportunity. Indeed, it is widely agreed that working from the convenience of your home is one of the best ways to earn extra money. Adding to this, 90% of the residual income business opportunities are free of charge, e.g. Google’s affiliate program.

In some cases, you may need to invest a bit in the starting phase of building your business, e.g. affiliate marketing, network marketing, and filling online surveys. Moreover, to work on these opportunities, it is not necessary to get a PhD degree in computer science to achieve a good progress. In fact, average guys with a basic understanding of the idea make a full-time income from the internet.

What should you take care of in case you are one of the newbie?

Being a beginner, it is recommended to be a selective person when it comes to business ideas for recession. In other words, you need to ensure that you do not accept any project that is out of your knowledge. In this case, it is also nice to obtain a small business help and begin your career with entry level jobs.

Additionally, ensure that you take projects that are related somehow to your background. Following this strategy, you will surely avoid any future discrepancies and troubles. In fact, by accepting relevant projects, you ensure to offer your client an outstanding quality. Consequently, this would increase the chances of getting additional work.

Finally, there is no doubt that freelance jobs are the optimal business ideas for recession. Nevertheless, keep in mind that you will not be rich after your first month and, therefore, it is necessary to be patient in order to achieve the success you deserve.

By: Asem Eltaher

About the Author:

Would you believe that I am familiar with your problems to start legitimate work at home opportunities? Yes, I tried and lost $3000, but I finally brilliantly succeeded!

It was educated failures not to learn from others mistakes. If you are serious to succeed online, how come you do not visit us to reveal these killer mistakes for FREE? Go now to: make money fast and easy.

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Monthly Archives: March 2010